It’s worth reminding myself just how lucky I am.
I may be battling heaps of debt, but I’ve got a good credit record and have (so far) always been able to afford to put food on the table and a roof over my head.
The cost of my mortgage is less than a fifth of my take-home pay, which is pretty comfortable to be honest.
If the worst ever came to the worst and I lost my job, I have a supportive family who I’m sure would step in with all the help they could afford to give, as I would with them.
I got myself into debt through wanting to buy extravagant things, like post-graduate courses and nearly-new cars. Not through being exploited by payday lenders or having to pay over-the-odds for energy on a prepayment meter because I was on a low income.
A lot of people have things a lot tougher, and in their honour, here’s Bessie Smith singing about the horror of finding the bailiffs’ notice on the door, in the House Rent Blues.